Insurance

Download the Bates health insurance brochures


Questions concerning coverage or claims

Bates Health Services at 207-786-6199 or Cross Insurance at 1-800-537-6444


Insurance Information

In accordance with the Affordable Care Act, Bates requires all full-time students to have health insurance, and offers coverage to students who are not covered through another policy.

To ensure that students have the opportunity to enroll in the Bates Student Health Insurance plan, the college annually asks students to indicate on the Garnet Gateway whether insurance coverage is needed. Students can elect coverage through the Bates plan or decline coverage if they are covered through another insurance policy. International students cannot decline coverage unless they are insured under a U.S. plan. The 2017-18 premium for coverage is $1,764 — this amount is charged automatically to the student account for those who elect coverage. Please note that students awarded need-based financial aid from Bates receive additional grant to offset 100 percent of this cost.

The Bates College Student Health Insurance Plan becomes effective August 15, 2017, and ends August 14, 2018.

 

If you have insurance through your family policy, you must let the company know you are at Bates College and determine how to handle all insurance claims while at Bates. Health Services will be unable to process your claim, handle your bills, or answer any questions about your individual policy. Pre-approval is often needed for x-rays, lab tests, and hospitalizations.

If you have purchased the Bates College policy, the Patient Services Representative can help you with certain questions you may have. You are still responsible for understanding your policy and following the needed procedures and claim form requirements.

Health Services will write prescriptions for most medical needs. These prescriptions can be filled at the CMMC Pharmacy, located at 12 High Street in Lewiston.