Making Changes to Your Elections
Changes through the Garnet Gateway Online Enrollment:
First sign into the Garnet Gateway and access online enrollment from the Employee Menu.
Your 2015 medical and dental plan elections will carry forward into 2016 or you may elect:
- The Aetna Consumer Choice (HSA) Plan
- The Aetna Whole Health (ACO) Plan
- The Aetna PPO Plan
- Opt out of Bates Medical Plan (I am covered under other health insurance)
If you want to change plans you must first click on your current plan and then cancel that election.
Next, go to the plan you want and make your new medical plan election. For the Dental and Vision Plans, if you cover a domestic partner make sure you elect options (5) You & Domestic Partner or option (6) You, Partner & Child(ren) as applicable. If adding or deleting dependents make sure you elect the applicable level of coverage (1) You Only, (2) You & Spouse, (3) You & Child(ren), (4) You & Spouse & Child(ren), 5) You & Domestic Partner or option (6) You, Partner & Child(ren) and submit a completed Enrollment/Coverage Change Form to Human Resources.
You also need to make an election each year to participate in the reimbursement accounts. Once you start your enrollment and make your medical plan election (note, it is recommended that you make your medical plan election first as that will affect what medical reimbursement accounts you may participate in) simply make your reimbursement account elections under the Healthcare and Dependent Care Reimbursement Account elections link. Remember to submit a completed Dependent Care Subsidy form to Human Resources if you are electing to contribute to the Dependent Care Account.
To add or delete a dependent from your medical or dental plans elect the applicable level of coverage (1) You Only, (2) You & Spouse, (3) You & Child(ren), (4) You & Spouse & Child(ren), 5) You & Domestic Partner or option (6) You, Partner & Child(ren) and submit a completed Dependent Coverage Change Form to Human Resources.
If you have coverage now but are opting out of medical or dental in 2016 you will need to submit proof to Human Resources of the other coverage – typically an ID card or enrollment form.
If you want to change your life insurance elections you must do so by scheduling an appointment with Human Resources. Please contact Ken Emerson at x6140 or Brenda Sawyer at x6176.
I have listed below what is involved in making changes to your life insurance.
Life Insurance: During the annual enrollment period you have the opportunity to increase or decrease your life insurance. If you increase your life insurance you will need to complete a Personal Health Statement. Coverage would only be effective following Prudential’s approval. Prudential may request more information depending on the results of their review.
Accidental Death & Dismemberment (AD&D): You can increase or decrease your AD&D coverage at Annual Enrollment without having to submit any health information.
Spouse/Partner Life and AD&D Insurance: Your spouse/partner Life Insurance Coverage cannot exceed 100% of your own coverage. If you are applying for coverage for your spouse or partner for the first time or increasing their coverage they will need to submit a personal health statement.
Your Spouse/partner AD&D coverage cannot exceed 100% of what you have on your self. Similar to your own coverage you can increase or decrease your Spouse/Partner AD&D Coverage without submitting any health information.
Child(ren) Life and AD&D Coverage: You can increase your Child(ren) life coverage to $20,000 at any Annual Enrollment Period without submitting a Personal Health Statement. You must have some Life Insurance Coverage on yourself to cover your child(ren).
You can increase or decrease your Child(ren) AD&D Insurance at any time without submitting any health information. You must have some AD&D coverage on yourself to elect coverage for your child(ren).