{"id":1818,"date":"2010-09-29T13:33:49","date_gmt":"2010-09-29T13:33:49","guid":{"rendered":"http:\/\/hub-dev.bates.edu\/hr\/?page_id=1818"},"modified":"2025-04-30T13:18:20","modified_gmt":"2025-04-30T17:18:20","slug":"ltd","status":"publish","type":"page","link":"https:\/\/www.bates.edu\/hr\/benefits\/life-and-disability-insurance\/ltd\/","title":{"rendered":"Long- Term Disability (LTD)"},"content":{"rendered":"\n<p>Your Long Term Disability Coverage (LTD) is provided through Aetna Life Insurance Company of America and participation in the LTD plan is required.<\/p>\n\n\n\n<p>View your <a rel=\"noreferrer noopener\" href=\"https:\/\/www.bates.edu\/hr\/files\/2021\/10\/hr-hartford-glt-805519-certificate-of-insurance-02-2021.pdf\" target=\"_blank\">LTD Certificate of Coverage<\/a>  at the previous link.<\/p>\n\n\n\n<p>Bates College provides you with credits added to your pay equal to the cost of the LTD insurance that is deducted from your check.<\/p>\n\n\n\n<p>LTD coverage provides for replacement of 60% of your monthly income tax-free in the case of disability.<\/p>\n\n\n\n<p>There is a 180 day waiting period for benefits to begin.&nbsp; For Staff members, during the first 30 days you would use sick and\/or vacation days you have accumulated and then short-term disability would apply for the remainder of the 180 day waiting period (note: you must contact the Human Resources Department to apply for short-term disability).<\/p>\n\n\n\n<p>Faculty members would contact the Office of the Dean of Faculty to discuss a Temporary Medical Disability Leave during the 180 day waiting period.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.bates.edu\/x117728.xml\" target=\"_blank\" rel=\"noreferrer noopener\">To view the Summary Annual Report for the LTD Plan click here.<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your Long Term Disability Coverage (LTD) is provided through Aetna Life Insurance&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":1814,"menu_order":2,"comment_status":"closed","ping_status":"open","template":"","meta":{"_hide_ai_chatbot":false,"_ai_chatbot_style":"","associated_faculty":[],"_Page_Specific_Css":"","_bates_restrict_mod":false,"_table_of_contents_display":false,"_table_of_contents_location":"","_table_of_contents_disableSticky":false,"_is_featured":false,"footnotes":"","_bates_seo_meta_description":"","_bates_seo_block_robots":false,"_bates_seo_sharing_image_id":0,"_bates_seo_sharing_image_twitter_id":0,"_bates_seo_share_title":"","_bates_seo_canonical_overwrite":"","_bates_seo_twitter_template":""},"class_list":["post-1818","page","type-page","status-publish","hentry","with-sidebar"],"_links":{"self":[{"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/pages\/1818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/comments?post=1818"}],"version-history":[{"count":8,"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/pages\/1818\/revisions"}],"predecessor-version":[{"id":11999,"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/pages\/1818\/revisions\/11999"}],"up":[{"embeddable":true,"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/pages\/1814"}],"wp:attachment":[{"href":"https:\/\/www.bates.edu\/hr\/wp-json\/wp\/v2\/media?parent=1818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}