Health and Insurance Information

Health Insurance

It is absolutely essential that you have comprehensive health insurance while abroad. Ask your family to obtain written confirmation that your health insurance policy provides coverage in your country. The Bates insurance that many families subscribe to provides such coverage. If you have questions about coverage, you can call Doris Ducharme, the insurance specialist in Health Services (207-786-6199) or consult the Cross Insurance Company web pages for Bates: click on “College Health.” Several companies specialize in student insurance abroad, including CMI Insurance Worldwide and HTH Worldwide (877-237-2390). Take your policy number and the company’s address, regular telephone number, etc. with you. (800, 888, and other toll-free numbers do not work from overseas.)  You will need to pay upfront for all medical services received while abroad and then submit a claim for reimbursement.


Emergency Assistance

Many programs automatically enroll their students in an Emergency Assistance insurance policy. You should establish whether or not you are covered by such a policy and, if you are, put the key contact information into your cell phone. If your program does not provide emergency assistance, you are covered by: ACE/Europ Assistance.

  • The Europ Assistance emergency center is open 24/7. If calling from the United States, the number is: 1-800-243-6124. If abroad, the number is: +1-202-659-7803 (call collect). The Bates plan number is: 01-SP-585. Please note that this emergency medical assistance does not eliminate the need for regular health insurance. Download the Europ Assistance Information Card

You should enter the appropriate telephone number into your cell phone so it will be available if needed.


Health Forms and Immunization

It is never too early to complete any health forms and to start any immunization and other prophylactic measures needed for foreign travel.

When receiving multiple immunizations it is important to set up a schedule as soon as travel is planned. Consult your program and your personal physician for the necessary health and immunization information.

The Bates College Health Services is a valuable resource. They can provide advice, conduct physical exams, fill out health forms, and can refer you to the Central Maine Medical Center Travel Clinic for any necessary immunizations.

Health Services asks that you abide by the following guidelines:

  • Physical exams must take place at least one week before due date
  • Be on time for all appointments
  • Before your appointment check the Centers for Disease Control web site to determine what vaccinations are required; bring that information to the appointment
  • Be aware that some program health forms (for example, SIT’s) require over one hour to complete

For the latest health information about specific destinations, immunization requirements, and general information about travel and health, consult the Centers for Disease Control or the World Health Organization.

For a list of travel health clinics worldwide, check the International Society of Travel Medicine.