2026 Benefits Open Enrollment
2026 Benefits Open Enrollment begins on Wednesday, October 29th, and ends at midnight on Friday, November 14th.
HELPFUL RESOURCE FOR 2026! Virtual Benefits Guide
We’ve redesigned our guidebook into a simple and easy to read through online page with all things benefits, retirement, and wellness related.
What’s new for 2026?
Medical Plans
- Aetna Whole Health (Bates ACO) plan will be discontinued in plan year 2026
- ACO participants will need to elect either the PPO or HDHP medical plan
- Failure to elect a plan will result in a default enrollment into the HDHP medical plan
- Deductible and Out of Pocket Maximum Increases for the HDHP with HSA Plan
- 2026 Individual Deductible is $3,400/Out of Pocket Max is $3,900
- 2026 Family Deductible is $6,800/Out of Pocket Max is $7,800
Health Savings Account (HSA) Contribution Limit
- Limits increased to $4,400 for single coverage and $8,750 for family coverage (age 55 catch-up contribution remains at $1,000)
Healthcare Flexible Spending Account (HCFSA) Contribution Limit
- New limit for 2026 will be $3,400
- Maximum carryover into 2027 will be any unused 2026 contributions up to $680
- Note: new elections must be made each year
Limited Purpose Health Care Flexible Spending Account (LPHCFSA)
- New Limit for 2026 will be $3,400
- Maximum carryover into 2027 will be any unused 2026 contributions up to $680
- Note: new elections must be made each year
- This account is for participants enrolled in the HDHP medical plan
- Note: funds in this account can only be used for qualifying Dental and Vision Expenses
Maintenance Choice with Opt Out
- Employees can now get a 90-day fill through a Maintenance Choice Pharamcy
- You do have the option to Opt Out if you like the pharmacy you are currently using
- Helpful Resources
Employee Contributions
- Employee premiums have increased for 2026 for both Medical and Dental plans
Say “Hello” to ALEX – your Virtual Benefits Counselor
We know choosing the right plans can be difficult. ALEX, your virtual benefits counselor, is here to help you through your 2026 Open Enrollment decisions. ALEX can help you:
- Learn about your benefit options
- Make benefit elections based on your family’s medical, dental, and vision needs
- View a breakdown of why a certain plan is the best fit for your family
- Explore cost savings options with the High Deductible Health Plan (HDHP) with the Health Savings Account (HSA)